When Does My Coverage Start

During open enrollment for 2015, if you enroll:

  • Between the first and 15th day of the month, your coverage starts the first day of the next month. So if you enroll on Jan. 5, 2015, your coverage starts on Feb. 1, 2015. And remember Dec. 15, 2014, is the last day to sign up for your coverage to take effect on Jan. 1, 2015.
  • Between the 16th and the last day of the month, your coverage starts the first day of the second following month. So if you enroll on Jan. 16, your coverage starts on March 1.
  • Between Feb. 1, 2015, and the deadline of Feb. 15, 2015, your 2015 coverage begins March 1, 2015.

Last Updated On

November 24, 2014

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