Maybe. Not all doctors and hospitals are participating in the marketplace. And not all marketplace plans have the same doctors and hospitals. So keeping your doctor or local hospital depends mostly on the insurance plan you choose. So before you buy, it’s a good idea to check not just the costs of the plans, but also whether your doctor and hospital are in the plan’s network if you want to keep them.
If your doctor and hospital are in your plan’s network, then chances are you can still get your care from them. If your doctor or hospital is not participating in your plan network, then you’ll probably have to pay more out of pocket to continue seeing that doctor or getting care at that hospital. That’s because most marketplace insurance plans require you to use the doctors and hospitals in their networks. So you’ll have to decide what’s affordable for you.
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