You apply for a subsidy when you fill out an application to buy insurance in the marketplace. And you’ll have to be prepared to provide some pretty specific information. You’ll have to estimate how much money you and your family will make during the year, and you’ll have to include information on any family members you want to include in your insurance plan. Once you apply, the federal government will figure out first whether you qualify for a subsidy, and second, how much help you can get toward your insurance costs.
That means you’ll probably have to gather up things like pay stubs and past tax returns. Healthcare.gov has a list of things you’ll have to include on your application. You can also get in-person help from a marketplace navigator and community enrollment fairs throughout the state. And BeCoveredTexas.org has a hotline you can call: (866) 427-7492 (M-F, 8 am-5 pm CT).
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