The Texas Medical Liability Trust (TMLT) began offering free added employment practices liability insurance (EPLI) to all TMLT policyholders on Feb. 1.
EPLI covers lawsuits caused by several employment-related events, including harassment, discrimination, Family and Medical Leave Act violations, hostile work environment, and wrongful termination. Limits of liability are $50,000 per claim (including both defense costs and indemnity payments) with a $5,000 deductible. The yearly aggregate limit is also $50,000. Higher limits are available for purchase.
"Today, employment practices-related claims are a credible threat to physicians' practices. EPLI coverage is crucial to insure against that threat,” said TMLT President and Chief Executive Officer Charles R. Ott Jr. "No other Texas-based medical professional liability carrier offers this benefit to all policyholders at no extra premium."
If you are interested in becoming a TMLT policyholder, apply on the TMLT website or call the sales department at (800) 580-8658, ext. 8603. If TMLT already covers you and you have questions, call (800)-580-8658 and ask for your underwriter.
The largest medical liability insurance provider in Texas, TMLT serves more than 16,000 TMA member physicians. Rated "A (Excellent)" by A.M. Best Company, TMLT was created and is exclusively endorsed by TMA.
Action, Feb. 1, 2013